Our Process
We know your story is unique, which is why our long-term relationship with you begins with discovering what you want to achieve and your expectations. As your dedicated team of professionals, we will then help refine and adjust your goals to be specific, measurable, achievable and time bound.
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The first and most important step in our relationship begins with getting to know you. During the initial meeting, we will be asking a lot of questions so we can get a thorough understanding of your current situation, ambitions, concerns, priorities and needs. Our main goal during this phase is to assist you in discovering what you truly want out of your investments and saving efforts so we can create a goal oriented financial plan that matches your expectations, time horizon and comfort (risk tolerance).
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This phase of the process is where we present you with unbiased recommendations, actionable items and solutions. The importance of this step is to ensure you are fully aware of your options so you can make informed decisions for your financial future. Whether it’s saving for a new home, wanting a predictable income during retirement, funding unexpected expenses or leaving a legacy, we will bring together personalized wealth management solutions and coaching that will help you achieve your short and long term goals.
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We reach this stage once a mutual decision is made to work together and put your money to work. We will open specific account types to hold quality investments and build your portfolio to best achieve your goals and priorities. We work closely with you to complete the necessary paperwork as efficiently and conveniently as possible to ensure the safe and efficient transition of assets to your new accounts.
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As part of your portfolio maintenance to manage risk and maximize growth potential, our team will review your accounts on a constant basis and rebalance where appropriate. The process involves ensuring your portfolio is tax efficient, investing in opportunities as they arise, dividend reinvesting, preplanning cash needs and creating a predictable income stream. These areas may be too time consuming, overwhelming and risky to do on your own but our team will manage all of this for you. You will also receive market commentary letters, portfolio reports and benchmark comparisons from us to ensure you are aware of how we are managing your assets.
As changes in the market and in your life may require updating your current plan, part of our ongoing review involves having an annual meeting (at a minimum) with you to remain up to date with your current circumstances. This is an opportunity to catch up and allows us to reevaluate your plan and make necessary adjustments to keep you on track with your goals.
